After being injured on the job, it is difficult to know what to expect. Once you report your injury and your initial claim is filed, you will begin working with a workers’ compensation insurer. They may tell you they will take care of you, but think again. There are many things workers’ compensation insurers do not want you to know.
When facing a workers’ compensation claim, it is important to have an advocate that you trust to look out for your interests and help you obtain the compensation you deserve. The attorneys at Loney & Schueller, LLC, in West Des Moines, Iowa, have more than 40 years of combined experienced helping injured people obtain the compensation they deserve. We will fight to ensure that you are not shortchanged by your workers’ compensation insurer.
Secrets Of Workers’ Compensation Insurance Companies
When it comes to workers’ compensation claims, what workers’ compensation Insurers don’t want you to know could cost you. These are some of the secrets that workers’ compensation insurers do not want you to know.
The true value of your claim — When you file a workers’ compensation claim, your lost wages, medical and rehabilitation expenses will be covered by the insurer. When advising injured workers of their rights, these items are often mentioned, but there are others that are not. Did you know that mileage is covered as well? Reasonable services and supplies are also allowed. Talk to one of our attorneys to learn the true value of your claim.
Interest on underpaid and late payments — A frequent point of contention is when permanent partial disability payments must be paid. According to Iowa law, workers’ compensation insurers must pay interest on all late or underpaid payments. Talk to an attorney about how these are calculated.
There are penalties for unreasonable delays or denied benefits — One of the biggest frustrations for injured workers are the slow response times from insurers. Calls may not be returned for days if at all. Insurers may also deny claims for various reasons. In Iowa, workers’ compensation insurers may be sanctioned for any unreasonable denial or delay in processing your claim.
You can get a second opinion — While you are obligated to use your employer’s medical provider for treatment, once you are given a disability rating, you are entitled to get a second opinion from another doctor. The cost of this exam must be covered by your workers’ compensation insurance carrier.
How A Workers’ Compensation Lawyer Can Help
Insurance companies may not tell you everything you are entitled to receive as part of your claim. Their goal is to minimize costs. A workers’ compensation lawyer works to level the playing field by making sure you get ALL the benefits you are entitled to receive.
Do you want to know more? Schedule a complimentary consultation with Loney & Schueller, LLC, either by contacting our firm online, calling 515-225-4485. Based in West Des Moines, our firm represents clients throughout the state of Iowa.